Guides
Guides for owners who like to know
Read before you borrow. Practical guides on getting a business loan, sizing repayments to turnover and handling the money moments that lead to one.
Getting a loanRepaymentsComparing offersTax timeCash flowGrowth
How to Get a Business Loan in Australia (2026)
How to get a business loan in Australia in 2026: a countdown from purpose to payout, with the documents, numbers and questions that decide the answer.
4 October 2026
Business Loan Repayment Comfort Test: Can You Carry It?
A five-step test to check whether your business can comfortably carry a loan repayment, using turnover, margins and your slowest month, not rates.
4 October 2026
Total Cost of Finance: Compare Business Loans in Dollars
How to compare business loan offers on total cost of finance in dollars, not headline rates: what to include, early payout traps and a worked example.
4 October 2026
Tax Set-Aside Account: Stop BAS Day Surprises
Set up a tax set-aside account so GST, PAYG and super are ready when BAS and Payday Super fall due. A weekly method, worked example and catch-up steps.
4 October 2026
Christmas Cash Flow Plan for Australian Businesses
A Christmas cash flow plan for Australian businesses: map October to February, fund stock and wages, survive the January lull and meet the February BAS.
4 October 2026
Borrow to Grow? A Payback Test Before You Sign
Thinking of borrowing to grow? This payback test checks whether new equipment, staff or a new site will earn more than the loan costs, and how fast.
4 October 2026Ready when you are: three, two, one…
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